Smart Start Club

Dallas Telco’s Smart Start Club is an exclusive program for teens, ages 13-18, who are interested in learning more about managing their money. As a Smart Start Club member, you are eligible for a special savings account and a terrific checking account.

Savings Account:

You must be age 13 – 18.
Minimum to open the account is $25.
Minimum balance to earn dividends on the account is $25.

Smart Start Club Benefits:

A special welcome packet.
Earn a higher dividend rate at a lower minimum balance than a regular savings account.
Chance to enter contests with great prizes.
Quarterly newsletters that provide credit union youth activity updates, financial tips and other interesting information.
The ability to conduct your credit union business by telephone via Telco Teller or online with homebanking.
A special section on the Dallas Telco web site for members of the Smart Start Club.
Access to CU Succeed - Teens Financial Network, a special web site designed to help teenagers learn more about managing money.

Student Checking Account:

Available to students ages 13 – 23. For students under 18 an adult joint owner is required.
$25 to open.
You must have a legal (state) ID or driver’s license to open a checking account (16 or older).

Student Checking Account Features:

No monthly fee!
Earn dividends by maintaining an average daily balance of $500.
Unlimited check writing.
Free ATM card.
Visa Check Card available*.
Free access to accounts through Telco Teller.
Free Homebanking.
Free online bill payment.
Free E-Statements.
Free notary service.
Overdraft protection available from funds in your share savings account.

*Check Cards available pending approval.

To join the Smart Start Club, you will need to open a Dallas Telco savings account. To open your Dallas Telco savings account, you will need to complete a membership application.

If you have questions, please contact us at 214-742-6551.

To view the membership application, you must have Acrobat Reader.
Click to download Acrobat Reader.