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Our Health Savings Account (commonly known as an HSA) is designed to help individuals with a High-Deductible Health Plan* pay for current and future qualified medical expenses on a tax-free basis, while earning terrific dividends.
- $100 to open.
- No service fee.
- No minimum balance required.
- Access your account with VISA® Debit Card, check, ATM, ACH, or teller transaction.
- No fee for point of sale transactions.
- First order of printed checks free.
- No transaction limitations (accountholder is responsible for compliance with IRS regulations).
- Monthly account statement.
- Prompt annual reporting of account balance and any withdrawals.
- Earn annual dividends by maintaining an average daily balance of $100.
- Initial annual dividend rate of 4.889%, or annual percentage yield of 5.00%.**
- Dallas Telco membership required (share savings account with minimum deposit of $25); full menu of additional financial services and accounts also available.
- Unused HSA funds may be rolled over and accumulated from year-to-year. This allows you to build up a nest egg for large future medical expenses.
- The account is portable, which means you can take it with you, regardless of job changes.
For more information, please contact us at 214-742-6551.
*2008 minimum HDHP deductible amounts for individuals and families remain the same as for 2007: $1,100 for individuals and $2,200 for families.
**Rates quoted are effective as of 12/2/05. Dallas Telco Federal Credit Union reserves the right to change rates without notice.
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