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..::
Savings
»
Deposit Rates
::..
Friday, September 10, 2010
Deposit Rates
Checking Accounts
Account
Minimum to Open
Minimum to Earn Dividend
Dividend Rate
APY*
Traditional, Student
$25
$500 to $2,499.99
.100%
.10%
$2,500 and $4,999.99
.150%
.15%
$5,000 and up
.200%
.20%
Prestige
$2,500
$2,500 to $9,999.99
.250%
.25%
$10,000 to $24,999.99
.499%
.50%
$25,000 and up
.747%
.75%
Reward, Free, Flexible
$25
N/A
N/A
N/A
Health Savings Account (HSA Checking)
$25
$100
2.472%
2.50%
Savings Accounts
Account
Minimum to Open
Minimum to Earn Dividend
Dividend Rate
APY*
Share Savings
$25
$25 to $4,999.99
.100%
.10%
$5,000 to $9,999.99
.150%
.15%
$10,000 to $24,999.99
.250%
.25%
$25,000 to $49,999.99
.400%
.40%
$50,000 and up
.747%
.75%
Christmas Club & Vacation Club
$5
$100
.250%
.25%
Kid's Club and Smart Start Club
$25
$25
.400%
.40%
Term Share Certificates
Term
Dividend Rate
APY*
6 Month
.548%
.55%
1 Year
1.163%
1.17%
18 Month
1.282%
1.29%
2 Year
1.578%
1.59%
3 Year
1.992%
2.01%
4 Year
2.335%
2.36%
5 Year
2.511%
2.54%
Minimum deposit required to open and earn dividends on Term Share Certificates is $1,000.
Mini-Jumbo Certificates
Term
Dividend Rate
APY*
1 Year
1.262%
1.27%
18 Month
1.380%
1.39%
2 Year
1.676%
1.69%
3 Year
2.090%
2.11%
4 Year
2.433%
2.46%
5 Year
2.609%
2.64%
Minimum deposit required to open and earn dividends on Mini-Jumbo Certificates is $50,000. Maximum deposit is $98,999.99.
Jumbo Certificates
Term
Dividend Rate
APY*
1 Year
1.361%
1.37%
18 Month
1.479%
1.49%
2 Year
1.774%
1.79%
3 Year
2.188%
2.21%
4 Year
2.530%
2.56%
5 Year
2.706%
2.74%
Minimum deposit required to open and earn dividends on Jumbo Certificates is $99,000.
Individual Retirement Account
(IRA Term Share Certificates)
Term
Dividend Rate
APY*
6 Month
.548%
.55%
1 Year
1.163%
1.17%
18 Month
1.282%
1.29%
2 Year
1.578%
1.59%
3 Year
1.992%
2.01%
4 Year
2.335%
2.36%
5 Year
2.511%
2.54%
Minimum deposit of $250 is required to open an IRA Term Share Certificate; an average daily balance of $500 is required to earn dividends.
Individual Retirement Account
Share Savings
Minimum to Earn Dividend
Dividend Rate
APY*
$25 to $4,999.99
.100%
.10%
$5,000 to $9,999.99
.150%
.15%
$10,000 to 24,999.99
.250%
.25%
$25,000 to $49,999.99
.400%
.40%
$50,000 and up
.747%
.75%
Minimum deposit of $25 is required to open an IRA Share Savings Account; an average daily balance of $25 is required to earn dividends.
Money Market Accounts
Minimum to Earn Dividend
Dividend Rate
APY*
$1,000 to $9,999.99
.499%
.50%
$10,000 to 24,999.99
.747%
.75%
$25,000 to $299,999.99
.995%
1.00%
$300,000 and up
1.243%
1.25%
Minimum deposit of $1,000 required to open a Money Market account;fees may reduce earnings.
* Annual Percentage Yield (APY) rates are effective 7/21/2010. All rates are subject to change without notice.