Investments

CERTIFICATES
Certificates provide a safe and secure savings option that
allow you to reap the rewards of saving, without exposing
your money to the higher level of risk commonly associated
with the stock market.

TERM SHARE CERTIFICATE

Minimum deposit of $1,000 to open
Choose from terms ranging from six months to five years
Fixed dividend rate (Funds withdrawn prior to the maturity date are subject to an early withdrawal penalty)

CASH MANAGEMENT CERTIFICATE

Minimum $10,000 to open
Additional deposits may be made at any time ($1,000 min)
One penalty-free withdrawal per month ($1,000 min)
Six month automatically renewable term
Flexible rate adjusted monthly to reflect market conditions

MONEY MARKET
Earn more dividends and maintain the liquidity you need!

Earn more than you would in a business checking or savings account
Easy access to your funds with up to three checks per month and three withdrawals or transfers per month
Maintain an average daily balance of $1,000 to earn dividends
No monthly fee (Must maintain an average daily balance of $1,000)